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Buy Mobile Insurance Online in India —
Best Plans for Accidental, Screen & Liquid Damage

Your smartphone is one of your most valuable possessions — and one of the most vulnerable. A single drop can crack a screen. One splash of water can damage internal circuits. And repair costs in India have risen sharply, with screen replacements for premium phones reaching ₹20,000 or more. Sequre mobile insurance plans protect your smartphone from these everyday risks, covering accidental damage, screen damage, and liquid spills — so an unexpected mishap never turns into an expensive problem.

Whether you own an iPhone, Samsung, Xiaomi, Vivo, Oppo, Motorola, OnePlus, Realme, Nothing and more — Sequre offers dedicated mobile insurance plans for all major smartphone brands, backed by OEM-authorised service centres and fully cashless claim settlement across India.

Why Trust Sequre for Mobile Insurance?

Sequre is one of India’s dedicated consumer electronics and smartphone protection specialists, designed specifically for Indian conditions — where daily usage, dust, humidity, and accidental drops put smartphones at constant risk.

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All Sequre insurance plans are structured in compliance with Indian consumer protection guidelines. For more on your rights as a consumer, refer to the Insurance Regulatory and Development Authority of India (IRDAI) (irdai.gov.in)

What is Mobile Insurance?

Mobile insurance is a protection plan that covers your smartphone against real-world damage that standard manufacturer warranties do not — accidental drops, cracked screens, liquid spills, and sudden electrical or mechanical breakdowns.

With a Sequre mobile insurance plan, you pay an affordable one-time or annual premium and receive coverage for repair costs, genuine spare parts, and OEM-authorised labour — so your phone is always back in your hands quickly, at zero out-of-pocket expense for covered damage.

Accidental Damage

Drops, falls, cracks, and physical damage from everyday use

Screen Damage

Cracked or shattered screen repair or replacement

Liquid Damage

Water or liquid spill protection covering internal circuit damage

Electrical or Mechanical Breakdown

Sudden device failure not caused by external damage (plan-dependent)

Why You Need Mobile Insurance in India

India is one of the world’s fastest-growing smartphone markets, with average device prices rising every year. Mid-range smartphones now cost ₹20,000–₹40,000, while premium devices exceed ₹80,000–₹1,50,000. At these price points, a single accident without insurance can mean a repair bill that rivals a month’s salary.

According to the Telecom Regulatory Authority of India (TRAI), India had over 600 million smartphone users in 2024 — yet mobile insurance penetration remains below 5%. The gap between smartphone ownership and protection is enormous, and repair costs continue to rise as devices become more sophisticated.

  • Screen replacement for a mid-range smartphone costs ₹5,000–₹15,000. For a premium iPhone or Samsung flagship, it can exceed ₹20,000–₹35,000
  • Liquid damage often leads to complete internal circuit failure — total repair or replacement costs can reach the full device price
  • Accidental drops are the single most common cause of smartphone damage in India — especially for devices used on the go
  • Most manufacturer warranties cover zero accidental or liquid damage — every drop and spill is entirely out of your pocket without insurance

What Does Sequre Mobile Insurance Cover?

Sequre mobile insurance plans provide protection against the most common — and most expensive — types of smartphone damage. Every approved claim is serviced by OEM-authorised service centres using genuine spare parts only.

Coverage Type

What It Includes

Accidental Damage (ADLD)

Protection against drops, falls, cracks, and physical damage from everyday accidents. Covers repair or replacement of damaged components using genuine OEM parts.

Screen Damage Protection

Covers cracked, shattered, or broken screen repair and full screen replacement. Includes touchscreen and display panel damage for all smartphone models.

Liquid Damage

Protection against water or liquid spills — including internal circuit board damage, corrosion, and component failure caused by liquid contact.

OEM-Authorised Repairs

All repairs are carried out exclusively at brand-authorised service centres. Only genuine brand-approved spare parts are used — no third-party technicians, no duplicate components.

Cashless Claims

All approved repair costs are settled directly between Sequre and the brand authorised service centre. You never pay out of pocket for covered damage.

What is Not Covered?

Sequre mobile insurance plans cover real-world damage — not intentional acts or pre-existing conditions. The following are excluded from all plans:

  • Intentional damage or damage caused deliberately
  • Pre-existing damage — any visible damage at the time of purchasing the plan
  • Cosmetic wear and tear — scratches, minor dents, or surface marks that do not affect device function
  • Software issues, data loss, or virus damage
  • Damage caused by unauthorised modifications or repairs by non-authorised technicians
  • Consumable parts — batteries that degrade with normal use over time

How to Buy Mobile Insurance Online?

Buying a Sequre mobile insurance plan takes less than 5 minutes and is entirely paperless. You do not need to visit a service centre or submit any physical documents. Simply keep your smartphone purchase invoice handy — you will need to upload it as part of the quick online process.

  1. Choose your smartphone brand and model — select from our full list of supported devices including iPhone, Samsung, Xiaomi, Vivo, Oppo, Motorola, OnePlus, Realme, Nothing, and more
  2. Enter your device details — IMEI number, purchase date, and current condition (your device must be in good working condition with no pre-existing damage at the time of purchase)
  3. Select your plan — choose from Shield, Shield+, Total Protect.
  4. Upload your purchase invoice — a simple photo or PDF of your original purchase receipt is all that is needed
  5. Make payment — secure online payment via UPI, net banking, credit/debit card
  6. Receive instant confirmation — a plan confirmation message is sent to your WhatsApp and Email immediately. Your full policy document is delivered digitally within 24–48 hours. No waiting, no paperwork.
  7. Coverage activates — your plan activates from the date of purchase. You are protected from day one.

How to Claim Mobile Insurance?

Filing a claim with Sequre is designed to be fast, transparent, and completely cashless. Here is exactly how it works from the moment your phone needs repair:

  1. Raise a claim — call our helpline or submit your claim online through the Sequre portal. Have your policy number and device IMEI ready.
  2. Claim verification — our team verifies your plan details and damage description within 2–4 hours of your request
  3. Drop-off or pickup — depending on your location and the nature of the damage, you will either drop your device at the nearest OEM-authorised service centre or our team will arrange a doorstep pickup
  4. Repair using genuine parts — a brand-authorised technician diagnoses and repairs your device using genuine OEM components only
  5. Cashless closure — all approved repair costs are settled directly between Sequre and the service centre. Your repaired phone is returned to you. Zero out-of-pocket expense.

Most claims are resolved within 3–7 working days. For straightforward screen repairs in major cities, same-day or next-day service is often available.

Why Choose Sequre Mobile Insurance?

Here is what sets Sequre apart from other mobile insurance providers in India:

1

OEM-Authorised Repairs Only

Every repair is done at the brand's own authorised service centre using genuine manufacturer parts. No local repair shops. No duplicate components. Your phone comes back as it should.

2

Fully Cashless Claims

Approved repairs are settled directly with the service centre. You never pay for covered damage at the point of repair.

3

Transparent Coverage

Exactly what is covered and what is not is clearly stated upfront. No hidden conditions or surprise claim rejections.

4

Paperless & Fast

Buy your plan online in under 5 minutes. No branch visit, no physical paperwork. Policy delivered to your WhatsApp and Email.

5

Pan-India Service Network

OEM-authorised service centres across 500+ cities and towns, covering Tier 1, Tier 2, and Tier 3 locations.

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All Major Brands Covered

Samsung, Xiaomi, Vivo, Oppo, Motorola, OnePlus, Realme, Nothing, and more. One trusted provider for any smartphone in your household.

Frequently Asked Questions — Mobile Insurance

Is mobile insurance worth it in India?

Yes — especially as smartphone prices rise. With screen replacements for mid-range phones costing ₹5,000–₹15,000 and premium phone repairs exceeding ₹20,000–₹35,000, a Sequre mobile insurance plan typically pays for itself with a single claim. Add cashless service and OEM-authorised repairs, and the value is clear.

What is the difference between ADLD and screen protection?

Screen protection covers cracked or broken screen repair and replacement only. ADLD (Accidental and Liquid Damage) is broader — it covers all accidental physical damage including drops and cracks, plus liquid spills and water damage and mechanical and electrical breakdown. If you want complete protection against all real-world damage, ADLD is the more comprehensive choice.

Does mobile insurance cover screen damage?

Yes. Sequre mobile insurance covers screen damage — including cracked, shattered, or broken displays. Screen repairs are carried out at OEM-authorised service centres using genuine replacement screens for your specific device model.

Does Sequre cover liquid damage?

Yes — Sequre covers liquid and water damage including internal circuit board damage, and component failure caused by liquid contact.

What documents do I need to buy mobile insurance?

You need your smartphone purchase invoice (as a photo or PDF), your device IMEI number, and basic personal details. No physical paperwork or branch visits are required. The entire process is completed online in under 5 minutes.

Does Sequre use OEM-authorised service centres?

Yes — this is a core Sequre commitment. Every claim is serviced exclusively at the brand's own authorised service centre. Only genuine manufacturer-approved spare parts are used. We never use third-party repair shops or non-original components.

How long does a mobile insurance claim take?

Most claims are resolved within 3–7 working days. For straightforward screen repairs in major cities, same-day or next-day service is often available. You will receive status updates at every stage — from verification to repair completion and return.

Is there a waiting period after buying the plan?

No. Sequre mobile insurance plans activate from the date of purchase — there is no waiting period. You are covered from the moment your policy is confirmed, which happens instantly after payment.