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Home Appliance Protection Plans in India — Comprehensive Coverage for Every Household

Your home runs on its appliances. The AC keeps your family cool through a scorching summer. The refrigerator preserves every meal. The washing machine handles the daily load. The television brings your family together every evening. When any one of these breaks down — repairs are expensive, inconvenient, and always unexpected. Sequre home appliance protection plans give every appliance in your home a dedicated safety net, so a breakdown never becomes a financial burden.

From televisions and air conditioners to refrigerators, washing machines, and kitchen appliances — Sequre offers individual protection plans for each appliance category, all backed by OEM-authorised service centres and fully cashless claim settlement across India.

Why Trust Sequre for Home Appliance Protection?

Sequre is one of India’s dedicated consumer electronics and home appliance protection specialists, built specifically for the Indian household — where climate, voltage conditions, and daily usage patterns demand more than a standard manufacturer warranty provides.

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All Sequre protection plans are structured in compliance with Indian consumer protection guidelines. For more information on consumer rights for appliance warranties in India, refer to the Department of Consumer Affairs, Government of India (consumeraffairs.nic.in).

What is a Home Appliance Protection Plan?

A home appliance protection plan is a service plan that covers your household appliances against unexpected breakdowns, mechanical failures, and electrical faults — throughout the life of your appliance, not just during the manufacturer warranty period.

Think of it as complete peace of mind for your home. Whether your AC stops cooling in peak summer, your refrigerator compressor fails in the monsoon, or your washing machine drum gives out mid-cycle — Sequre steps in so you never have to worry about the repair bill.

Mechanical Breakdowns

Internal component failures including motors, compressors, and mechanical parts

Electrical Failures

Damage from voltage fluctuations, power surges, and circuit board faults

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Warranty repair and spare parts costs that would otherwise come entirely out of your pocket.

Labour costs for OEM

Authorised technician visits and service centre repairs.

Why Every Indian Household Needs Appliance Protection

Indian homes put their appliances through conditions that most manufacturer warranties do not account for. Summers that push ACs to run 10+ hours a day. Monsoons that bring humidity and power fluctuations. Hard water that accelerates washing machine wear. Frequent voltage spikes that silently damage internal electronics over months.

The result — most major appliance failures happen in years 2–5 of ownership, well after the standard 1-year manufacturer warranty has expired. According to the Bureau of Indian Standards, appliance lifespan in Indian conditions is significantly affected by power quality and climate stress. By year 2, repair costs are entirely your responsibility. A Sequre protection plan ensures they never have to be.

Why appliance protection matters for Indian households:

  • AC compressor replacements cost ₹8,000–₹20,000 — one of the most expensive appliance repairs in India
  • Refrigerator motor and cooling failures can cost ₹5,000–₹15,000 and often require genuine parts that are hard to source
  • Smart TV panel repairs exceed ₹12,000 for most mid-to-premium segment TVs
  • Washing machine PCB and drum failures cost ₹4,000–₹10,000 and often go undetected until complete breakdown
  • Voltage fluctuations across most Indian cities silently damage electronics long before any visible failure occurs

Appliances Covered Under Sequre Protection Plans

Sequre protection plans cover a wide range of household appliances and consumer electronics from all major Indian and international brands. Each appliance category has a dedicated plan tailored to its specific failure modes and repair requirements.

Television

LED, OLED, QLED & Smart TVs

View TV Plans

Air Conditioner

Split, Window & Cassette ACs

View AC Plans

Refrigerator

Single door, double door & side-by-side

View Fridge Plans

Washing Machine

Fully auto, semi-auto & front-loading

View WM Plans

Kitchen Appliances

Microwave, OTG, dishwasher & chimney

Enquire

What Does the Sequre Protection Plan Cover?

Every Sequre home appliance protection plan includes the following coverage, serviced exclusively through OEM-authorised service centres using genuine spare parts:

Mechanical Failures

Breakdown of internal components including motors, compressors, drums, fans, and mechanical parts due to normal use

Electrical Failures

Damage caused by voltage fluctuations, power surges, short circuits, and PCB or circuit board failures

OEM-Authorised Repairs

All repairs carried out by the brand's own certified technicians using genuine OEM spare parts only

Spare Parts

Cost of genuine replacement parts is fully covered under all approved claims

Labour Costs

Technician visit and repair labour included at zero additional charge to you

Cashless Settlement

All approved claims are settled directly with the service centre. Zero out-of-pocket expense.

What is Not Covered?

Sequre home appliance protection plans cover device breakdowns — not accidental damage. The following are excluded:

  • Physical or accidental damage caused by drops, falls, or external impact
  • Liquid or water damage to the appliance
  • Cosmetic damage — scratches, dents, and surface marks that do not affect appliance function
  • Damage from misuse, tampering, or repairs by non-authorised technicians
  • Consumable parts that wear out with normal use — filters, belts, and gaskets

For complete accidental and liquid damage protection on your smartphone or tablet, explore Sequre’s dedicated ADLD insurance plan — covering screen cracks, liquid spills, and physical damage that appliance protection plans do not.

Who Should Buy a Home Appliance Protection Plan?

A Sequre home appliance protection plan is designed for any Indian household that relies on its appliances daily — but it is especially valuable for:

  • New homeowners and families setting up their first home — You have just invested lakhs in appliances. A Sequre protection plan from day one ensures that investment is covered from the moment the manufacturer warranty expires. Think of it as home insurance for your electronics.
  • Households with multiple high-use appliances — If your home runs an AC, refrigerator, washing machine, and TV simultaneously every day, individual Sequre plans for each appliance ensure complete coverage across your entire household with one trusted provider.
  • Families in cities with frequent power fluctuations — Voltage instability silently damages appliance electronics over time. If you live in a city or town with unreliable power supply, protection is not optional — it is essential.
  • Users with premium or high-value appliances — A ₹1,20,000 OLED TV or a ₹80,000 premium refrigerator deserves protection beyond one year. The higher the device value, the stronger the case for a multi-year protection plan.

How to Buy Home Appliance Protection Online?

Buying a Sequre home appliance protection plan takes less than 5 minutes and is entirely paperless. You do not need to visit a service centre or submit any physical documents. Simply keep your appliance purchase invoice handy — you will need to upload it as part of the quick online process.

  1. Choose your appliance category — select from TV, AC, refrigerator, washing machine, kitchen appliances, or other consumer electronics
  2. Enter your appliance details — brand, model, and purchase date (your appliance must typically be within the manufacturer warranty period or in good working condition — our team will guide you if outside warranty)
  3. Select your plan duration — choose 1-year, 2-year, or 3-year protection coverage based on your needs and budget
  4. Upload your purchase invoice — a simple photo or PDF of your original purchase receipt is all that is needed
  5. Make payment — secure online payment via UPI, net banking, credit/debit card, or EMI options
  6. Receive instant confirmation — a plan confirmation message is sent to your WhatsApp and Email immediately. Your full policy document is delivered digitally within 24–48 hours. No waiting, no paperwork.
  7. Coverage activates — your protection plan activates automatically from the date your manufacturer warranty expires

Already past your manufacturer warranty? Contact our team — depending on your appliance’s age and condition, coverage may still be available.

How to Claim Your Appliance Protection Plan?

Raising a claim with Sequre is completely hassle-free. Here is how it works from the moment your appliance needs attention:

Register your service request

Call our helpline or submit a claim online through the Sequre portal. Have your policy number and appliance details ready.

Claim verification

Our team verifies your plan and appliance details within 2–4 hours of your request

Technician scheduling

A brand-authorised technician is assigned and a convenient visit time is confirmed with you

Diagnosis and repair

The technician inspects the appliance, diagnoses the issue, and arranges repair using genuine OEM spare parts

Cashless Closure

All approved repair costs are settled directly between Sequre and the service centre. Zero out-of-pocket expense for you.

Why Choose Sequre for Home Appliance Protection?

Thousands of Indian households trust Sequre to keep their appliances running. Here is what makes Sequre different:

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OEM-Authorised Service Only

Every repair is carried out by the brand's own certified technician at an authorised service centre. No third-party repairmen, no duplicate spare parts — ever.

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Fully Cashless Claims

Approved repairs are settled directly with the service centre. You never handle repair payments.

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Transparent Coverage

All inclusions and exclusions are clearly stated upfront. No hidden conditions, no surprise rejections.

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Paperless & Instant

Buy your plan online in under 5 minutes. Policy delivered digitally. No branch visits required.

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Pan-India Coverage

OEM-authorised service centres across 500+ cities and towns in India.

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Flexible Plans

Choose 1, 2, or 3-year coverage. Individual appliance plans available now. All-in-one household plan coming soon.

Frequently Asked Questions — Home Appliance Protection

What appliances can be covered under a Sequre protection plan?

Sequre covers televisions (LED, OLED, Smart TVs), air conditioners (split and window), refrigerators (all types), washing machines (fully automatic, semi-automatic, front-loading), microwave ovens, OTGs, dishwashers, and other kitchen appliances. Coverage is available for all major Indian and international brands.

Is appliance protection worth buying in India?

Yes — especially given India's climate conditions, frequent power fluctuations, and heavy appliance usage. With AC compressor repairs costing ₹8,000–₹20,000 and refrigerator motor failures running ₹5,000–₹15,000, a Sequre protection plan typically pays for itself with one repair. Cashless service and OEM-authorised repairs add further value.

Can I buy a protection plan for an appliance I already own?

In most cases, protection plans are purchased while the appliance is still under the manufacturer warranty or in good working condition. However, Sequre evaluates out-of-warranty appliances on a case-by-case basis based on the appliance's age and condition. Contact our team to check eligibility for your specific appliance.

In most cases, protection plans are purchased while the appliance is still under the manufacturer warranty or in good working condition. However, Sequre evaluates out-of-warranty appliances on a case-by-case basis based on the appliance's age and condition. Contact our team to check eligibility for your specific appliance.

Yes — this is a core Sequre commitment. Every claim is serviced exclusively by the brand's own authorised service centres, using only genuine OEM spare parts. We never use third-party technicians or non-original replacement parts.

How long does a claim take to resolve?

Most claims are resolved within 3–7 working days depending on appliance type, location, and part availability. For straightforward repairs in major cities, same-day or next-day technician visits are often available. You receive updates at every stage of the claim process.

Is there a waiting period after purchasing the plan?

No. Sequre home appliance protection plans have no waiting period. Coverage activates automatically from the date your manufacturer warranty expires, ensuring continuous, uninterrupted protection from day one of post-warranty ownership.

When will the all-in-one multi-appliance plan be available?

Sequre's all-in-one household protection plan — covering all your appliances under a single plan — is currently in development and launching soon. Register your interest using the form on this page and you will be the first to know when it goes live, along with an exclusive early-bird offer.